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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Tow A Trailer Properly

Whether you’re moving your child back home from college or hauling equipment for your business, a trailer helps when you need some extra space to pack things. While towing a trailer may not seem much different than driving a car, there are a few things to keep in mind before you hitch your trailer. VERIFY THE TOWING CAPACITY Just because you have a vehicle with...

Home Siding: Pros & Cons Of 5 Popular Types

Switching up your home’s exterior siding is a bold statement… and a big decision. When starting your research, a few factors to consider are curb appeal, maintenance, weather conditions, durability, and – of course – your budget. Here’s the good news: According to Remodeling Magazine, homeowners recoup 76% of the cost of new siding when they go to sell their home. Here’s what to know...

How Long Does Business Interruption Insurance Coverage Last?

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...

Am I Covered When I Lend My Car To Friends Or Family?

If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. But did you know that in the event of an...

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...

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